P.O. Box 4295, Santa Barbara, CA 93140, US

(805) 966-7322

Your local Medicare Plan Provider

About Us

Our Agency

Kirkpatrick and Associates has been serving our client's insurance needs since 1964.  Each member of our staff has many years of valuable experience with our insurance carriers and our clients. Please feel free to contact any of our agents today. We can answer your questions and provide you information and quotes for your insurance needs. You can reach any agent in our office by calling (805) 966-7322 or toll free at (800) 549-7322. You can also follow the email links below to send an email directly to an agent.  

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Heidi Kirkpatrick


Heidi returned to Santa Barbara in 2005 to join the family business. Having finished her degree at UCSD, she started her insurance career while still living in San Diego. Heidi was happy to return to her home town and join her father Phil in his long standing business. Heidi has 14 years experience in the Individual & Family Plan markets, as well as Small Group and Life Insurance. Last year she entered the Medicare market to accomodate the needs of a growing market. 

She finds it fun and exciting to be a young professional in Santa Barbara, and enjoys connecting with clients and colleagues on a personal and friendly basis. ​ 

Phil Kirkpatrick


Phil began his insurance career in 1964 following completion of his degrees at University of California, Santa Barbara. He worked the first 15 years of his career selling life insurance to graduating college seniors at UCSB and Westmont college through the 'Collegemaster' program. During the last 15 years Phil has concentrated on senior products in Life Insurance, Long Term Care and providing Medicare Supplement benefits. Many of those college seniors he worked with at UCSB and Westmont are now signing up for Medicare products with Phil. How the time flies!! In April of 2018 Phil will celebrate a milestone of 54 years in the insurance business. Phil's daughter Heidi has been an agent in the office for the last 12 years.  

Gretchen Simpson


Gretchen Simpson, also a graduate of UCSB, began her professional career as a high school English teacher in Laguna Beach, California.  She returned to her home town of Santa Barbara and was a counselor at La Cumbre Junior High school for 9 years.  In 1980 Gretchen joined Kirkpatrick and Associates and began her long career as an independent insurance agent.  She has always felt a personal commitment to her clients and works hard to maintain an exceptional level of service, meeting their needs as their lives progress and change.  This includes offeringLife Insurance coverage, as well as Individual & Family Plans, Medicare Supplement plans and Long Term Care.  Since 2006 Gretchen has also been an active/teaching docent at the Santa Barbara Museum of Art and enjoys this unique opportunity to give back to a community she loves.